0 Interest Credit Cards

Posted by admin on Feb 11th, 2010 in Credit, Finance | 0 comments Is there really such a thing as a zero interest credit card? You use to see them in the paper, but not so much anymore. They really are zero interest but that offer does not last long. That rate will certainly get people to apply but it will only last for three, maybe six months, then you are back to the regular rate. They are enticing for sure so make sure you read the small print to get all the details and if you can or cannot transfer balances from other cards. But most important, what will your rate be once that initial rate ends. After doing the math for all that, you can then decide if it is a...

College Credit Cards

Posted by admin on Nov 16th, 2009 in Credit, Debt Management, Finance, Investment, Services | 0 comments Credit cards that are given to college students are the type of credit cards that are for someone with no steady income or even a credit history. Beginning early with your credit is a good thing and will of course help you to get a regular credit card in the future. These cards for college students do have more restrictions and those conditions can be: requiring a co-signer from a parent or guardian when it is applied for, it will usually have a lower credit limit of around $500 to $1,000, the interest rate will be higher and are generally in the 16-18%. A student card can be used to buy gas or rent a...